How A HARP Loan Can Help You
I recently did a Harp loan refinance for a client of mine. First off let me say she was already refinancing with a bank in town and after 6 months of working with that bank and after paying for the...
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Are You Planning On Getting An FHA Loan What You Need To Know
David asks… Does anyone know of any upcoming FHA guideline changes? I am suppose to be getting FHA. Just worried cause there is so many things going on with the market that in a few weeks it may be...
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Does A Mortgage Payment Include The Taxes And The Insurance ?
Mandy asks… Does a mortgage include property tax and insurance? My girlfriend and I are looking at buying our first home. The house is listed at $259,900. The estimated mortgage that is being shown...
View ArticleWant A Tip To Make The Loan Process Go A Bit Smoother ?
Reality is getting a home loan to buy a house is much, much different than it was 5 years ago which really was not that long ago. Getting a home loan in today’s world really requires you to prove...
View ArticleWhat Stops Most People From Getting Qualified For A Home Loan
If you plan on buying a home this year, here are couple of things to keep in mind. So you do not kill your chances on getting a home loan this year and stop yourself from getting qualified for a home...
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Can You Get A Home Loan With Bad Credit ?
charol asks… bad credit ……………? is it possible to get a mortgage with bad credit rating, I have a joint mortgage but am being bought out and would like to get my own home. admin answers: Some times...
View ArticleWill Switching Jobs Kill Your Chances Of Getting A Home Loan ?
Here is the thing when trying to buy a home you do not want to do any moving around if you happen to be in escrow, especially when it comes to the job, because it may make the lender uncomfortable in...
View ArticleWhy You Need To Know What Your Debt Ratio Is If You Plan On Buying A Home
The days of easy qualifying to buy a house are over and even if the banks loosen the guidelines in getting a home loan I doubt they will be like it was in the past. From 2003 to 2007 it was pretty...
View ArticleWhat Is The Difference Between The Home Inspection And The Appraisal ?
Buying a home is a very big step and its usually very scary and exciting at the same time. It really is a big step and of course a lot of stress that comes with it, especially that you want to make...
View ArticleWhere Should You Get A Home Loan ?
When it comes to buying a home unless you plan on paying cash, you will be getting a home loan. The other reality is that there are so many choices, sometimes it can easily be overwhelming on where to...
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